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Personal Finance : Business & Finance

Can I Earn Income on Social Security Disability?

The Social Security Administration, a federal government agency, runs a disability program that provides payments to individuals who have medical conditions that prevent them from working. Benefits can last for extended periods of time or permanently depending on the severity of the applicants' inju...More...

When Do Retirement Accounts Get Divided When Divorcing in Texas?

Texas courts use community property distribution rules to determine property allocations during divorce. Family law judges in community property jurisdictions presume all property owned during marriage is community property belonging to both husband and wife. Each has an equal right to ownership of ...More...

How to Apply for Grant Funding

After researching dozens of grant options and narrowing them down to a few for which you are eligible, it is time to apply for them. The application process requires detailed planning, research and proofreading. Plan each step of the application process slowly and carefully. Leave no detail to chanc...More...

How to Send Money From Bangladesh to USA

The world has become a whole lot smaller. With families living overseas and travel abroad more popular than ever, there are technological improvements to ensure that you will be able to help if a financial emergency arises for your loved ones. Sending money from Bangladesh to the United States has ...More...

What to Look For In a Financial Planner

This article gives an overview of financial planning and what issues to consider when hiring a financial planner. We also highlight the two most valuable credentials to look for in. Financial planning is the long-term ... ...More...

How to Budget for a Marriage

After marriage, you and your spouse will have to work on combining incomes, bills and budgeting for your new life together. If the two of you are not already living together, you may benefit from reducing the amount of household bills because you will not be paying for two residences. However, you m...More...

How to Cancel Your Food Stamp Account

Food stamps, also known as the Supplemental Nutrition Assistance Program, help low-income families purchase groceries. According to the United States Department of Agriculture Food and Nutrition Service, families may receive SNAP benefits if they do not have more than $2,000 in resources (such as a ...More...

How Much Interest Can You Get on a Checking Account?

Having a checking account provides you with convenience, allowing you to pay your bills quickly and receive direct payments from your employer. If you are able to earn a bit of interest on your checking account, you can gain even more money. The exact amount of interest you can earn on a checking ac...More...

Is it Better to Have a Roth or a Traditional IRA?

Tax-Free WithdrawalsRoth IRAs offer you the ability to take qualified withdrawals from the account tax-free. This makes the Roth IRA a better investment option for people who expect to be in a higher income tax bracket when they make the withdrawals than when they make the contribution.......More...

How to Start a Self Directed IRA

A self directed ira is a great way for investors to make nontraditional investments in a tax-advantaged retirement account. When you have a self directed IRA, you can invest in stocks, mutual funds, CDs, bonds, and other traditional assets, as well. But you also get the freedom to invest in real e...More...

How to Get a Mortgage in the U.S.

The mortgage loan process is overwhelming for many borrowers. This is simply due to the fact that a mortgage is typically the largest loan that they will have in their lifetime. However, with a capable mortgage lender at their side, most borrowers can work through the process and close on their mort...More...

How to Sell Gold Jewelry in Orange County, California

Orange County, California, is a big place, which means there are a lot of opportunities to sell gold jewelry for top dollar pricing. As long as you plan ahead, have patience and are willing to shop around, you should easily be able to get fair market value for your gold in Orange County. If you have...More...

Can You Add Positive Information to Your Credit Report?

Borrowing from creditors can be difficult if your credit report includes negative information concerning past due accounts and late payments. However, there are some ways to improve the information on your report as a way to rebuild your credit....More...

How to Claim Stock Losses in Roth IRA

The IRS allows you to take a tax deduction for losses on your Roth IRA only in very limited circumstances. In order to claim a deduction, you must close your Roth accounts and the amount you can deduct is based on the value of your contributions rather than the value of the account at the start of t...More...

How to Pay Medical Expenses With a 401k

The funds in your 401(k) account are set aside for retirement, but you might be able to use them to pay medical bills in cases of hardship. The withdrawal method determines how much you pay in early withdrawal penalties and taxes and your loss in investment earnings. Although your employer controls ...More...

How to Transfer a Roth IRA Into a Thrift Savings Plan

A Thrift Savings Plan is a type of employer-sponsored retirement savings plan offered to military personnel and employees of federal agencies. Certain TSPs offer a Roth option similar to a 401k Roth option, allowing participants to save in a tax-free investment vehicle rather than tax-deferred. Whil...More...

Are You Thinking To Have A Brand New Car

Car is now become one of the symbol of fashion and passion. But having a brand new car is not possible for everyone. The only reason behind it is money. Money is the main factor ... ...More...